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Choosing a Licensed, Bonded, and Insured Contractor

Choosing a contractor to enhance your living space in today’s environment can be a stressful experience. There are several things you can do to make sure the contractor you select is qualified to perform and responsible for the work they perform. It’s your home or commercial building, it’s your choice.

Whenever a company offers its services, it’s generally quick to note that it’s bonded, licensed, and insured. Unless you are in the building industry, its not clear what that actually means. Most people have heard that you should only hire someone if they’re bonded, licensed (if applicable) and insured. Often times someone who isn’t will be cheaper, but you will have to accept all of the responsibility if something bad happens and, as Murphy’s Law clearly states – if something bad can happen, it will.

Licensed

For certain professions, a license is necessary to show that you’re competent and permitted to conduct business in the city, municipality, or state in which the license was issued. For example, home improvement contractors will have to be licensed to perform certain types of work and that license number will be printed on every advertisement they print. You can take that license number and look up their performance history in most states through the Better Business Bureau or the states Registrar of Contractors.

Bonded

Being bonded means that a bonding company has secured money that is available to the consumer in the event they file a claim against the company. The secured money is in the control of the state, a bond, and not under the control of the company. Let’s say that you hire a cleaning company and they end up stealing your Nintendo Wii. Well, you would file a claim against the company and, after an investigation, would be paid out by this bond.

This is slightly different but similar to what it means for an employee to be bonded. Being bonded in that case means that a bonding company has investigated your background and finds that you’re trustworthy and “good” enough to insure.

Insured

This is probably the most commonly understood of the three (second to being licensed) and this refers to what happens if someone gets hurt on the job. Let’s say a company is fixing your roof and a roofer falls off and hurts him or herself. If the company isn’t insured, then the claim gets filed against your homeowner’s insurance (bad). If the company is insured, then the claim gets filed against the roofing company’s insurance.

In summary, it’s important that anyone you work with is licensed, bonded, and insured. There’s no reason why you should have to work with someone who isn’t all three, unless being licensed doesn’t apply. Once you know that they are, research and confirm that they are being truthful. A company can say that they are licensed, bonded, and insured, but unless you research or have the company provide the documentation and verify it, the may not be.

Contact Information

1050 N Fairway Dr
Suite C111
Avondale, Arizona 85323
Phone: (623) 271-8538
Fax: (623) 271-9963
Website: http://azraingutters.com

Showroom Information

Open Mon - Fri 9:00am to 3:30pm

Open Saturdays 8:00am to 12:00pm
By Appointment


ROC #202705, #251582

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